Disclaimer | MoneyGlobe

Please read this disclaimer carefully before using MoneyGlobe ("the Site"). By accessing and using information on the Site, you are deemed to have agreed to these terms. If you do not agree, please refrain from using the Site.

Article 1 (Legal Status of the Site)

Important Notice

The Site does not engage in "Financial Instruments Business" as defined in Article 2, Paragraph 8 of Japan's Financial Instruments and Exchange Act. The Site is not registered as a financial instruments business operator, investment advisory business operator, or investment management business operator, and does not conduct any such business activities.

All information on the Site is provided for general informational purposes only and does not constitute investment advice or recommendations for specific financial products.

Article 2 (Nature of Information)

Information published on the Site has the following characteristics:

It does not constitute professional advice on specific financial products, investments, legal matters, or taxation
It does not consider individual investment objectives, financial circumstances, or investment experience
It is not investment solicitation or advice for specific securities or financial products
It should not be used as the sole basis for investment decisions

Article 3 (Accuracy of Information)

While the Site makes every effort to ensure the accuracy, completeness, and timeliness of information:

We do not guarantee the accuracy, completeness, or timeliness of information
Exchange rates, interest rates, and other numerical data are as of publication and subject to change
Regulations, tax systems, and financial product specifications may change
Information may contain errors or omissions
Past performance does not guarantee future results

Users should verify the latest official information before making decisions.

Article 4 (Investment Risks)

Critical Investment Risk Warning

Foreign exchange margin trading (forex), cryptocurrency trading, stock investments, and other financial products carry the risk of losing your entire principal. Leveraged trading may result in losses exceeding your deposited margin.

4.1 Types of Risks

Price Fluctuation Risk

Prices of financial products fluctuate due to various factors including economic conditions, political situations, and market sentiment, potentially resulting in losses.

Exchange Rate Risk

Foreign currency-denominated products are affected by exchange rate fluctuations. Even if the product's value increases, exchange rate changes may result in losses when converted to your base currency.

Credit Risk

If the issuer of a financial product or the operator of an exchange experiences financial difficulties or bankruptcy, you may not be able to recover your investment.

Liquidity Risk

During market instability or for low-liquidity products, you may not be able to trade at desired prices or may be unable to trade at all.

Leverage Risk

Leveraged trading amplifies both potential gains and losses. In extreme cases, losses may exceed deposited margin, resulting in additional payment obligations.

4.2 Product-Specific Risks

Foreign Exchange (FX)

Exchange rates can fluctuate rapidly due to economic indicators and political events
Leverage up to 25x (Japan) can amplify losses significantly
Margin calls may force position closure at inopportune times

Cryptocurrency

Extreme price volatility, including potential total loss of value
Exchange hacks, fraud, and operational failures
Regulatory changes may affect legality or usability
Technology risks including smart contract vulnerabilities

Emerging Market Currencies

Higher volatility than major currencies
Political instability and sovereign default risks
Capital controls may restrict trading or fund transfers
Lower liquidity may result in wider spreads

Article 5 (Principle of Self-Responsibility)

The Site assumes no responsibility whatsoever for any damages resulting from the use of information on this site.

Investment decisions must be made entirely at your own responsibility
Before making important decisions, consult qualified professionals (financial advisors, tax accountants, lawyers)
Carefully consider your financial situation, investment objectives, and risk tolerance
Only invest surplus funds that you can afford to lose without affecting your daily life
Thoroughly review contract documents and risk disclosures provided by financial institutions

Article 6 (Scope of Disclaimer)

Except where prohibited by law, the Site assumes no responsibility for the following:

Losses arising from investment decisions based on Site information
Errors, omissions, or delays in information
Service interruption, suspension, termination, or changes
Data loss or system failures
Unauthorized acts by third parties
Content or damages arising from linked external sites
Damages from force majeure (natural disasters, wars, terrorism, legal changes, government actions)
Any other damages related to Site use

Where consumer protection laws or other mandatory provisions apply, some or all disclaimers may not apply to the extent required by law.

Article 7 (External Links)

The Site contains links to third-party websites:

The Site is not responsible for the content, accuracy, or safety of linked sites
Links do not constitute endorsement or guarantee of external services
When using linked services, review their terms and privacy policies
We cannot guarantee the continued availability or functionality of external links

Article 8 (Advertising and Affiliates)

The Site participates in various affiliate programs:

When you use services through links on the Site, we may receive referral fees
Affiliate compensation does not influence our article content or evaluations
We strive to provide objective information regardless of compensation
Affiliate links and advertisements may be labeled with "Ad," "PR," or similar indicators

Article 9 (Intellectual Property)

Copyright and other intellectual property rights in Site content (text, images, logos, designs, programs) belong to the Site or its rightful owners.

Unauthorized reproduction, modification, distribution, or commercial use is prohibited
Quotation is permitted in compliance with copyright law with proper attribution
Social media sharing is permitted with links to the original source

Article 10 (Service Changes)

The Site may change, suspend, or terminate services without prior notice due to maintenance, system updates, force majeure, or other reasons. The Site is not responsible for any damages resulting from such actions.

Article 11 (Changes to Disclaimer)

The Site may modify this disclaimer without individual user consent. Changes become effective upon posting on the Site. Continued use of the Site after changes constitutes acceptance of the modified terms.

Article 12 (Governing Law and Jurisdiction)

This disclaimer shall be governed by and construed in accordance with the laws of Japan.

Any disputes arising in connection with the Site shall be subject to the exclusive jurisdiction of the Tokyo District Court as the court of first instance.

Article 13 (Contact)

For inquiries regarding this disclaimer:

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